31. If you must have a cell phone then get a pay as you go phone.
This will eliminate that monthly bill and you only pay for the
minutes you use.
32. If you can do something yourself, don’t pay someone else to
do it for you. Example: If your husband knows how to work on your
car, don’t pay the local garage to do it instead. It saves money
when you do things yourself.
33. After each meal, always wrap up the leftovers and put them in
the refrigerator. Wasting food is wasting money. You would dare
throw your money in the trash.
34. Do not ever pay a babysitter to keep your children if you or
your partner is at home, or you have a relative who is willing to
watch them for you. In most family situations the grandparents are
very eager to keep their grandchildren.
35. While at the grocery store, always use any coupons you have
on hand for the merchandise you are purchasing. But, never buy an
item just because you have a coupon for it. Only buy it if you
regularly use that item. You can find lots of coupons in your local
Sunday newspaper.
36. You can save hundreds of dollars by hanging your wet laundry
out on a clothesline.
37. You can make a little extra money by keeping other parents’
children while they work, especially if you or your partner stays
home with your own children.
38. You or your children can offer to cut the neighbors’ yards
for some extra money.
39. Wash all your dirty laundry in cold water.
40. Carpool to work or church if you are able to do so.
