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Work & Finance >
Money Matters
Holiday Money
Saving Ideas from DCW Members
Bartering
I have found that over the last few Christmas's bartering with
other moms for Christmas gifts has saved me tons on money. Not
to mention cleaned out some of my extra inventory I have
accumulated over the year!
by Deane Williams
Home-made
Greeting Cards
Home-made Christmas cards made easy! And your kids can join in
the fun as well!
Take a few large potatoes and cut them in half. Draw a simple
shape on that half, like a square or a triangle. Take a knife
and cut out the sides of the shape so you are making a stamp out
of your potato.
Buy carton and/or premade cards and paint. Use the potatostamp
to stamp the shapes on the cards.
A block of 4 squares with a bit of space in between quickly
looks like a parcel, especially when you take a gold felttip and
draw lines and a bow on top of it.
A random line of pointy triangles on a darkblue card becomes the
edge of a forest, especially if you use a silver felt tip to
make stars over them.
If you use your imagination, it is inexpensive and very easy to
create something magical!
by Armande Borghardt
Barter/Swap
Barter with others. If you are in direct sales and have a
bunch of products in your inventory, swap with other Direct
Sales wahms so that you can get a variety of gift items - just
the same, they can get gift items from you. It's a WIN-WIN
situation. If you offer services, barter your service for
products.
by Marie Ynami
Fund
Raiser
Organize a Fund Raiser
by Stacey Kutz
Dress
up with Bows
Dress up your teddy bear collection for Christmas by giving
them all red or plaid ribbon bows and then place your
well-dressed bears here and there around your house.
Follow the Victorian rule for filling Christmas stockings:
Something to eat, something to play with, something to read, and
something they need.
by Patty Lee
Use Tissue
Paper
I wrap my present up in a
chosen colour tissue paper and then take a piece of shiney gold
or silver paper (actually any coloured shiney paper will do) and
punch little dots out with the paper punch. I stick little
shiney dots all over the present. (Space them out if you are n't
very patient or time is short) Then finish off with a piece of
ribbon tied around the present and tied with a bow. Simple but
effective. You can cut any shapes out, but the hole punch is
quick! This idea can be used at any time of year, just make it
more sparkly at Christmas.
by Nat Hall
Frugal
Wrapping
I buy very pretty Christmas
wrapping paper, usually in the color combination of
white/Gold/Cream. I then get (here I go again w/ the lace) lace
to match and use that with or instead of ribbon to finish off
the package. I always add a little gift to the outside of the
package too, like a handmade Victorian fan ornament or a small
angel soap or ornament, snowball or votive candle(s) in a pretty
organza drawstring bag, what ever you like. The packages end up
being so pretty no one wants to open them!
by Pennie Mills
Use Old
Greeting Cards
Use old greeting cards to make
gift tags instead of purchasing them. I cut out snowmen,
snowflakes, santa and most of all Angels (I love 'em!) and use
them to make gift tags.
by Carrie
Frugal Tree
Ornaments
Boxes little soaps and candles
in the shapes of Christmassy items are generally sold off in the
sales! Buy them up, store them away and take them out next year.
Wrap them up individually and hang them as little tree presents!
Lovely gifts and always welcomed!
If you DO get time though,
another good place to get little tree pressies - and you can do
this any time really and just put them away - is from my
favourite, the CHARITY SHOP!
You can buy a WONDERFUL selection of virtually new books -
paperbacks and big ones too - an absolute fraction of the price
and doing a good turn at the same time!
by Tracey Smith
Discounts
online
My
husband has a large family and as a result our Christmas list is
quite long. I Christmas shop by shopping clearance sales at
better department stores, on the internet at sites such as www.Overstock.com
(only charges 2.99 shipping no matter what the size of the
order), and shop at stores that discount higher end merchandise.
When you can save 50%-75% off it does help to cut costs. I
usually spend about $20 per person, which isn't much in this
day. I wished I had more time and could make more of my gifts. I
used to do this, but there just isn't the time anymore.
by Sara |